Payday Loans

If you are approved, we will initiate a debit from your bank account for the fees due. Loans should be used for short-term financial needs only, and not as a long-term solution. About Payday Loans What is a payday loan and how does it work? Refunds are at par. You will be notified of the loan decision immediately following completion of your application.

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Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS, and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express Inc. is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment, and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. Payday loans are short-term loans designed to help you pay for immediate expenses. Unlike an installment loan, the balance of a payday loan is due in full by your next payday. Learn more about ACE’s services and whether a payday loan is the right financial option for you.

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To avoid the ATM fees, you can get cash back when making purchases using your PIN at many retailers, such as grocery stores. Applies to all Cardholders. Apply Now for a Payday Loan Please correct the following item s: Find a store Use My Location.

We Make it Easy Step 1. Licenses and Rates View our state license and short-term lending rates. FAQs Find answers to common questions about loans. More Information More details about how to use loans.

Are you currently filing for or considering bankruptcy? I am not I am a regular or reserve member of the Army, Navy, Marine Corps, AirForce, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or dependent of a member of the Armed Forces on active duty.

The link below leads to a disclosure that is required by the State of Texas to be provided to you before you continue with the application process. This disclosure outlines the total costs associated with these types of loans in comparison to the total costs charged on other alternative forms of consumer debt, among other things. Please note that the amounts on this disclosure are for a typical loan amount, but not necessarily your loan amount.

By clicking the green button below, you acknowledge that you have reviewed and accept this disclosure. Are You Still There? Do you want to continue? Session Expired Your Session has expired. Click Ok to restart your application. Your payday loan will be due on your next approved payday loan duration is state-specific.

You will be informed of the due date if your loan is approved. How and when can I pay back? Online The amount you owe will be debited from your bank account on the day your loan is due. You should pay off your loan in the store where the loan was originated with cash on or before the due date. You will not be penalized for making an early payment. However, it may reduce the lender interest that accrues on your loan.

In states other than Texas and Ohio, paying off a payday loan early may reduce the interest that accrues on your loan. Every loan comes with a hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more. To cancel the loan, please send an email to internetops acecashexpress. You can also mail or deliver a signed and dated copy of the cancellation notice provided with your Credit Services Agreement, or other written notice, to:.

You will need to include your name and loan number. Once we receive your notice, we will transfer the principal directly from your bank account. The written notice must be postmarked within 3 days of signing the contract. To cancel the loan, you must return the proceeds from your loan to the store where your loan was originated within 72 hours of receiving your loan.

Depending on your state, you may also be required to sign a cancellation notice that was provided to you at the time of approval. To refinance, you must return to our website and log in as a returning customer. Next, simply apply to refinance your loan. The system will not allow you to apply if you are ineligible to refinance your loan. If you are approved, we will initiate a debit from your bank account for the fees due.

If your due date falls on a Tuesday, Wednesday, Thursday, or Friday, you must complete your refinance application before 7: If your due date falls on a Monday, you must complete your refinance application before 2: The cutoff times may be different in case of bank holidays. You may be eligible for a payment plan. Call us at to discuss payment plan options. Visit your store to discuss refinance options.

Contact your store for more information. Depending on your state, a Credit Services Organization CSO is a company that earns compensation by, among other things, helping consumers obtain loans from a lender. CSOs are not lenders and do not make loans. ACE Cash Express values your privacy and internet safety. Click here to read our privacy policy. Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

Purchase transaction fee may apply, depending on which fee plan you selected. This option may not be available at all retail locations where the card is accepted. See Cardholder Agreement for details. Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. To avoid the ATM fees, you can get cash back when making purchases using your PIN at many retailers, such as grocery stores.