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This section is to explain some more about what we do and how we do it — just in case you were wondering. MoneyBuddy is a personal financial information website based in Australia.
Money decisions are an important, regular part of life and we want to help you make those decisions with greater confidence with the information that we provide on our site so you can compare some of the products and features available in the market. So we don't offer personal advice or personal recommendations. All the information we provide on MoneyBuddy is general in nature. If you want some specific financial advice, then speak with a licensed financial advisor.
On MoneyBuddy we display financial rates and products from a wide range of banks, credit unions and other finance companies. We don't list every financial product or provider that is in the market. We focus on displaying products that we think our users will want to see and compare and where we get regular updates to rate changes, so that we know we can provide accurate information.
The order that products are displayed in our comparison tables does not reflect any rating, endorsement or ranking. When comparing the products on our website you need to take into account your own financial situation and objectives. We have a 'Special Offers' section which highlights some products based on a particular discount or deal that is being offered. As described above these are not an endorsement and are not ranked. Like any business we need to generate revenue.
If you then choose to apply for a product the financial institution may pay us a referral fee. But you are under no obligation to apply for financial products because you have used MoneyBuddy. If you do, we appreciate it and it helps us develop and improve our service and we thank you sincerely.
In some instances on MoneyBuddy you may see a link to "get advice". This will connect you with an appropriately licensed professional.
This is a slightly larger type of loan which can be used for domestic purposes like financing a new car or computer. You have several years to pay back these loans, and the low interest rate is fixed. There are also no fees. Get in touch with Good Shepherd Youth and Family Service and similar organizations in Australia to see if you qualify for one of their inexpensive no credit or bad credit loans.
If you are trying to qualify for a personal loan to help with a business startup, you may find organizations that cater specifically to this need. Organizations like these provide opportunities to disenfranchised Australians, and are a great starting point if you think you may be eligible for their loans.
They are trustworthy and can provide you with excellent terms. Before you take out a loan ask yourself some basic questions to make sure that you choose the right product for your needs:. Do your research and look up customer reviews if you are getting a payday loan or working with any company you are not familiar with.
Talk to someone personally so that you can verify that the lender offers good customer service and provides you with transparent information. Make sure that you read the fine print of the loan you are planning to sign for, and that you understand any and all costs that you could incur if you agree to the terms. My name is Sarah, I've spent considerable time writing and am now exploring the use of marketing through blogging.
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