NORTHERN VIRGINIA BANKRUPTCY LAW OFFICES
(Legal payday loans in Virginia are not allowed to set up automatic withdrawals. But most internet payday loan companies know they are illegal and don’t care.) The Electronic Funds Transfer Act give you important rights to protect your bank account, if you know to use them. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. The loan company has repeatedly called my home phone looking for someone named Patrick, who apparently owes money to the loan company. I have no idea who Patrick is, and I have never borrowed money from any payday loan company.
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