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What is Rainy Day?
In Wyoming this year, legislators are trying to remedy that. The state's revenues have declined as the slowdown in the oil and natural gas industry has taken its toll. As a result, lawmakers approved a more than 6 percent spending cut in the current two-year budget.
Now the governor is asking state agencies to identify entire programs that could potentially be eliminated should the budget need cuts, too. Namely, they want to put in writing what the policy goals for the fund are and when it is appropriate to withdraw money.
Mike Madden, who co-chairs the Revenue Committee. In consultation with the Pew Charitable Trusts, the committee is developing policy to be voted on in next year's session. As it currently stands, said Madden, "we do these rules by the seat of our pants -- meaning it depends on how bad things are. Many states have some rules when it comes to their rainy day fund policy, such as when to make deposits, when to make withdrawals or caps on the fund's total.
But many don't have the right kind of rules, according to a analysis by the Center on Budget and Policy Priorities. For example, onerous replenishment rules can make it difficult for states to use their reserves as intended.
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Choose one that fits your needs and your budget. This is the absolute worst place to work at,EVER! I've never seen anything like it. I even heard the so called district manager ask an employee, "Are you stupid?? The turnover rate at this company is astronomical. Drywater, you need to go so they can get someone in there that will take the time to properly train employees and make a truly successful business.
As such, most new Rainy Day members are accepted based on the recommendation of a current Rainy Day member. If you have a friend or family member who is currently a Rainy Day member, you can join immediately with their recommendation.
If not, you'll be placed on the waiting list when you finish the brief application. It is with a lot of sadness and disappointment that I have to announce that Rainy Day is shutting down. We had incredibly high hopes for Rainy Day — to revolutionize short-term lending by providing a much better lending option to Americans most in need of one.
Unfortunately, effective today, we are no longer able to provide that alternative. First, by sharing the most significant things we learned over the past two years.
My hope is they may be useful to someone trying to create a better solution to the cash flow management issues that face millions of American families. The second is a standing offer to provide more details on our operational experience, as well as all of the Rainy Day lending platform code for free, to anyone interested in providing a better lending option for Americans most in need.
Please get in touch with us at movingforward rainyday. We felt that there were two fundamental things that needed to be true for Rainy Day to be a success:.
The basic deal we offered the American payday borrowers was simple: Of all of the products and services Bright Light has created over the past 10 years, Rainy Day has been by far the least viral.