Payday Loan Requirements

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Payday Loans with ACE are as easy as...

ACE’s installment loan allows you to pay over a longer period of time than a traditional payday loan. Installment loans at ACE Cash Express are set up on scheduled payments. If you plan to apply for an installment loan, please learn more and read the following requirements. If you have any questions, please refer to our installment loan FAQs or call ACE Customer Service. ACE Cash Express Inc. is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment, and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. Welcome Back! Payday Loans with ACE are as easy as Log in to your ACE Cash Express account. Review your information. Submit your application. Thank you for choosing ACE for your short-term loan .

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California residents must have a checking account that has been open for at least one month. If applying online, you must be able to be contacted via phone if verification of application information is necessary. A Social Security Number is not required. If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details.

Acceptable documents may vary by state. Application Apply online in minutes and get an instant decision. Licenses and Rates View our state license and short-term lending rates.

FAQs Find answers to common questions about loans. Login Manage your existing online loan account by logging in. More Information More details about how to use online loans. Requirements View our minimum requirements for being approved for a loan. License and Rates Select a State: Check with your provider. Yes, please send me promotional discounts and special offers via text messages.

We need your Social Security Number for identification purposes. Our main concern is to protect customers and ensure no one can get a loan in your name. Federal law provides important protections to active duty members of the Armed Forces and their dependents. To ensure that these protections are provided to eligible applicants, we require you to select "I am not" or "I am" below: It is important to fill out this form accurately.

Knowingly making a false statement on a credit application is a crime. Consent to Electronic Disclosure and Privacy Policy This is required to proceed with this online application. By agreeing to receive promotions and other non-transactional messages from ACE and selecting your mobile number above as a number at which you would like to be contacted, you expressly agree to receive text at such number. Your consent is not required to obtain any product or service from ACE and you may opt-out at any time by unselecting such boxes above.

ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. Loan Amount Select Loan Amount. Personal Information First Name. Number or Suite if applicable. E-mail Address Email Address already exists.