Some of those studies are linked here. It's inappropriate or not family friendly. Evidence from The Pew Charitable Trusts cite a need for consumers to be better informed. Texans Tell Personal Stories. A cash advance is a short term personal loan. Critics of title loans contend that the business model seeks and traps impoverished individuals with ridiculous interest rates by lenders who aren't entirely transparent regarding the payments. You will be able to edit the text before publishing.
About This Guide
Texas Car Title & Payday Loan Services, Inc offers payday loans as a fast and easy alternative to get the cash you need. Car Title Loans At Texas Car Title and Payday Loan Services, Inc we work with lenders who offer competitive title loan products. Here at Texas Car Title and Payday Loan Services, Inc., we are committed to helping you use the value of your car, truck or SUV to get the emergency cash you need at any of our convenient locations throughout the state. Free and open company data on Texas (US) company TEXAS CAR TITLE AND PAYDAY LOAN SERVICES, INC. (company number ), BRYAN ST., STE. DALLAS, TX Announcing the OpenCorporates Trust – a new entity that guarantees the OpenCorporates mission to open up company data for the public good.
Research from Home
Local Regulations Several cities in Texas have passed ordinances related to the payday lending industry. Payday Lending Clearinghouse This webpage from the Texas Municipal League covers recent changes in local regulation of payday lenders.
It provides access to news updates, lawsuit pleadings, relevant reports, and sample ordinance language. Austin Code of Ordinances Ch. Balcones Heights Ordinances, Ch. Credit Services Businesses This chapter enables monitoring of credit access businesses in an effort to reduce abusive and predatory lending practices. Dallas Code of Ordinances Ch. Several sections of this chapter were amended by an ordinance which created a new alternative financial establishment use, Ordinance no.
El Paso Code of Ordinances Ch. Houston Code of Ordinances Ch. San Antonio Code of Ordinances Ch. Explained in "Plain English" Because Texas and federal law may not be easy to understand, below you'll find a collection of resources that help to explain the law in "plain English.
Credit, Loans and Debt Federal Trade Commission consumer information page provides information about car title loans, payday loans, and cash advances.
See their main site for links to news updates about payday lending as well as resources for borrowers and a place to share your story. How Taking Out a Payday Loan Could Land You in Jail This article from the Texas Observer covers when a payday lending company may be able to file criminal charges against a borrower who is in default. This article reports on a new study from Texas Appleseed. Repossession - Vehicle or Property This page from TexasLawHelp describes when your vehicle could be repossessed due to nonpayment of a debt, your rights in this situation, and what to do if your vehicle is repossessed.
Studies on Payday and Auto Title Loans As a hot consumer topic, payday loans are being researched by a variety of groups. Households [PDF] This July study from the Center for Responsible Lending examines issues surrounding car title and other "asset-based lending" practices nationwide. The report discusses current legislation and offers policy recommendations. Texans Tell Personal Stories. Local Governments Take Action.
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Free, Plus, Enterprise Write a private message to the poster. Free, Plus, Enterprise Get contact details that poster left for the company. This business is closed or doesn't exist. If you're needing fast cash in Texas to cover an unexpected medical bill, to fix your car or truck, to deal with home renovations, or for any other reason, think about coming to see us for a payday loan , a title loan, or a cash advance.
Title loans will require that you have a vehicle to use as collateral. A cash advance is a short term personal loan. All of our loans all involve you getting money fast.
We're conveniently located all over the state including Dallas, Austin, Fort Worth, Arlington, and many more areas. You don't need to own a house or a car to be able to get quick money, and steer clear of financial pitfalls.
Everybody can get them if you are: