ACE is a financial services company headquartered in Irving, Texas. This created a void in the supply of short-term microcreditwhich was not supplied by large banks due to lack of profitability. The Journal of Consumer Affairs. They claim to have 14 things of evidence and my computers IP address. Website Directions More Info.
Learn everything you need to know about ACE Cash Express. We offer financial help via cash advances, payday loans, prepaid cards, and more. Whether it’s an unexpected bill or cash emergency, we make it easy to get cash, if mp3sakura.tk ACE Cash Express is much more than a check cashing company - our corporate office works with financial centers and non-profits across the United States to promote financial literacy and much more. Read our latest Press Releases and initiatives here!mp3sakura.tk · ACE Cash Express offers check cashing, money orders, payday loans, title loans, installment loans, prepaid debit cards, auto insurance, money transfers, gold buying, and tax services. ACE Cash Express operates more than 1, company-owned and franchised stores under the names ACE Cash Need to contact ACE Cash mp3sakura.tk
Otherwise they won't get my business again. I have been getting a payday loan for over a year. I attempted last year to get a installment loan and I was denied even though my income qualified.
Then last month I received a denial email for a loan that I had not applied for at all. They charged my account three days early again and broke the contract again. I applied for the same payday loan again and was denied and claimed it was from a ACH payment that was five days late and still had not been paid I do not have any ACH payments set up with anyone and never have.
It is unjustified decision, that will cost me my job, and my rent payment will be short the amount that I was borrowing. I am a disabled senior and disabled veteran. I will be homeless next week if my rent is not paid in full by Wednesday. They have also, repeatedly withdrew my payment every time four days earlier than I agreed to pay it on.
Costing me almost sixty dollars in bank fees every month. Now my entire inheritance will be lost, I'll be living on the streets. I'm a sick old veteran, who has been victimized by Ace Express Loan Predatory lenders. I do not have a late or unpaid ACH, they are committing fraud, violating a old veteran rights committing slander. It is my financial advisor's mission over the next two weeks to find a law firm to take my case, sue for damages, I will lose my car, job, and place to live.
FRAUD prejudices, inflicting harm and loss thefts. Honesty, accountability of 1 your clerks. I misplaced my wallet today. I didn't exactly know where it was. I returned to the store. She kept it for me and returned it to me.
She's also very helpful to me when I'm doing business. Thank you for being a loyal customer! I took out two online payday loans with Ace Cash Express.
The first went fine. I paid in store on time. The second went fine and I went to a different store location to pay on time. The clerk clearly didn't know what he was doing.
It took me a hour to pay. I even received after I left a email confirming the payment. Two days later I got a email saying that my payment was past due. I called in and they apologized and explained the incompetent employee failed to remove a hold on my account so they tried to debit my account after paid and that is why I was past due. She removed the hold and apologized for the mistake.
I have always paid on time and this is ridiculous. Call in to finally get a manager after three calls for this guy named Gary to say there is nothing he can do and try in store. All of two minutes on the phone and that's all he had to say.
No compensation no way to correct or clear my account or anything. This company is a joke. And now I see they are not even accredited so if you were hoping to get your credit score up with this loan you are wasting your time. I can't even write this review without laughing hysterically that these people are still in business.
I have never gotten a loan from this company. Scratching my head too. I have gotten two payday loans with this company. My experience was positive both times. The application process was seamless. When I contacted customer service, the representative was courteous and professional. This is the only company I will continue to do business with. Thank you for your feedback! At ACE, we are proud of the dependable, quality service that we provide. Stay away from this non-accredited business.
I was alerted by my credit monitoring that a hard inquiry by Ace Cash Express was reported. After going through several phone calls of which no one could tell me anything I was given an email address to write to. All I wanted was for them to remove the inquiry from my report and to send me a Credit Inquiry Removal Letter. They are being unruly, they did not ask for consent to do a Hard Inquiry which is a requirement, the loan would have been secured via ACH should I have taken it.
They will ruin your financial life for 2 years. Imagine going to a bank for a car loan and they see on the traditional 3 major credit bureaus that a payday lender is listed as an inquiry, which is unheard of when it comes to payday lending and small dollar loans, the bank will laugh you out the door.
Again there was no consent to do a hard pull from the 3 credit bureaus. They have also without permission pulled money out of my bank account and I have no business with them! They need to remove these hard inquiries from my credit files. I do not agree to them. I canceled the loan prior to signing it up, I went to the storefront whom the Manager Shirley?
But they have done so. I will be writing the Texas Attorney General and possibly suing for financial damages. I received an e-mail stating I'm approved for an installment loan. So I called and they asked all sorts of questions regarding my banking then told me they needed me to provide them with my personal banking login information as they would make a trial deposit in my account then go in and withdraw that - then send me the amount they indicated I was originally approved for.
No way would I give anyone access to my bank account. Ace claims I took a payday loan online and they're suing for non-payment. I told them I never took any loan from them. I have never even cashed a check at their establishment. They claim to have 14 things of evidence and my computers IP address. They said loan was deposited in Bank of America.
I have not had them for at least 7 years. I never had anything to do with this company ever. What the hell kind of company gives loans on the internet without picture ID just SSI and checking account and a phone they can reach you.
Took out and paid my payday loan. But that they can take it and to read my contract. No correspondence regarding any money owed has ever been received. Reported it as a fraudulent charge. I needed a quick payday loan for an emergency to pay back in 4 payments on a set payment schedule.
I made first payment on exact due date. The second payment was paid 2 weeks before the due date. This practice was an illegal draw as I was not past due. I contacted both the home office and the local office demanding they remove the draw on my account as it over drafted my account sending back a regular auto payment which has been set up to pay my monthly utilities every month.
The corporate office told me to go to the local office to fix it as they would approve it. The local office staff person was totally rude and yelling at me blaming me for yelling at her worker which I was not, just mentioned her name as she set up the original payment plan.
If there had not been a glass window stopping her from getting close up to my face I was appalled by her actions as her hands were showing aggression towards me in a threatening way. She insisted that their home office could not approve advancing funds as they do not know the laws. Best advice I can give anyone considering using their company for fast cash in an emergency is to go elsewhere to obtain help since they will draw your funds out of your account at any unapproved time and there is nothing you can do to stop it.
In a nutshell how are you going to tell me I was only given a dollar loan based on my credit!! Error when adding to other collection. This business was removed from the other collection. Blumberg Excelsior Corporate Services Inc. Add to mybook Remove from mybook Added to your shopping collection! Error when adding to shopping collection. This business was removed from the shopping collection. Loans Investments Check Cashing Service. The CFPB was created to stand up for consumers and today we are taking action to put an end to this illegal, predatory behavior.
ACE is a financial services company headquartered in Irving, Texas. The company offers payday loans, check-cashing services, title loans, installment loans, and other consumer financial products and services.
ACE offers the loans online and at many of its 1, retail storefronts. The storefronts are located in 36 states and the District of Columbia. Payday loans are often described as a way for consumers to bridge a cash-flow shortage between paychecks or other income. They are usually expensive, small-dollar loans that must be repaid in full in a short period of time. A March CFPB study found that four out of five payday loans are rolled over or renewed within 14 days.
It also found that the majority of all payday loans are made to borrowers who renew their loans so many times that they end up paying more in fees than the amount of money they originally borrowed. The CFPB has authority to oversee the payday loan market and began supervising payday lenders in January The CFPB found that ACE used unfair, deceptive, and abusive practices to collect consumer debts, both when collecting its own debt and when using third-party debt collectors to collect its debts.
The Bureau found that ACE collectors engaged in a number of aggressive and unlawful collections practices, including:. The Bureau found that ACE used these illegal debt collection tactics to create a false sense of urgency to lure overdue borrowers into payday debt traps.