Pay Day (board game)

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A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as. Pay Day is a board game originally made by Parker Brothers (now a subsidiary of Hasbro) in It was invented by Paul J. Gruen of West Newbury, Massachusetts, United States, one of the era's top board game designers, and his brother-in-law Charles C. was Gruen's most successful game, outselling Monopoly in its first production year. Pay Day is currently marketed by Winning Moves. The College of Education at the University of Houston enrolls approximately 2, undergraduate and graduate students. Our mission is to create future leaders in teaching, counseling, educational psychology and educational leadership.

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Before the game, the players decide how many months to be played i. During the game, players accumulate bills and expenses to pay, along with collecting their monthly wage on "pay day" at the end of the month.

The winner is the player who has the most money at the end of the last month of play. The object is to be the player who has the most cash and savings at the end of the game. The length of the game is decided by the players. With four players, a 3 month game takes about an hour and a 6 month game takes about 2 hours. The game is played under the era rules with the game board, one die, four playing pieces, play money, 16 "Deal" cards, 72 "Mail" cards.

Older versions also included a "Savings and Loan Calculator" and 12 "savings and loans" pegs. Later editions replaced the "calculator" and pegs with a "Savings and Loan" pad plus a table to calculate savings and loan interest.

One player is selected to go first. Players roll the die and advances their playing piece from 1 to 6 spaces as indicated on the die. The player follows the instructions shown on the calendar space on the game board. There are 31 days in a Pay Day month. If a player lands on either a "Deal" or "Mail" space, they will then select the appropriate card s from the top of the specified deck. The player has the option of purchasing the "Deal" for the cost indicated immediately or returning the card to the bottom of the deck.

One may take out a loan to pay for the deal. The "Deal" is held until that player lands on a "Buyer" space at any time during the duration of the game. A "Deal" card has no value if it remains unsold at the end of the game. Whenever a "Deal" is purchased, all players have an opportunity to win the "Commission" indicated on the "Deal" card.

Each player in turn rolls the die, with the highest roller collecting the "Commission" from the bank. Mail cards have varying content, just like real mail. Some mail cards are bills, some are fortuitous collections, and some are just entertaining postcards and advertisements. Bills are due at the end of the month unless cancelled by Insurance, see below , while collections except for Lottery Tickets are payable immediately.

Postcards and junk mail are immediately discarded. Each player in turn, starting with the player who landed there, moves their token back one space and follows the instructions as in a regular turn. All players must contribute to the town election. If a player does not have the cash, they must withdraw from their savings, or take out or increase a loan.

The next player to roll a 6 during the course of the game wins the Pot including any "Swellfare" money that may already be in there. All poker game participants roll the die. The highest roller collects all of the money. If a player holding a Deal card lands on a Buyer space, they may return it to the bottom of the Deal deck and collect the indicated sale price from the bank. View more debt relief testimonials.

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