Payday Loan Reviews

Interested in speaking to certified credit counselor in your area right now? This, even though I pay more in fees, has helped me sometimes. Get multiple quotes before deciding on a lending firm, and ask what additional fees you will be expected to pay. ETaxLoan isn't a lender at all, but something called a lead generator. To see why, sign up below!

9 Consumer Reviews and Complaints

Payday Loans vs. Fig Loans

Payday and title loans can be good options for people who have a short-term need and can pay their loan back in full within the given time frame. Expert reviews for payday & title lenders Top. Payday Loans: reviews and ranks the best payday loans available today. UPDATED SEPTEMBER /5. What details should you be looking for when comparing payday loan reviews? Browsing lenders to find the right short-term loan for you–one that isn’t given by a predatory lender–can be tiresome when all you want to do is get a quick fix for a financial emergency.

Payday Loans Vs. Fig Loans

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I was told by Frankie my balance as of October was Two payments were made of However on their web site, it indicates my balance is I never received it, which was fine. They also tried to hit me with a pre-approved credit card, which I gladly turned down. I have enough credit cards, and it didn't make sense to get another, with such a high credit limit go figure. I now have a few numbers of some people who are calling me, and harassing me, about the card I never got. I have gotten harassed for about a month, with threats of lawsuits and prison, all because of a card I turned down, and never received.

They also informed me, that they tried to take the money out of my account, without my permission. So, not only did they get my info and tried to take money from me, they never gave me what I asked for in the first place.

I need the phone calls to stop, and this site shut down. I don't even know how these scammers were able to get my info in the first place.

For more information about reviews on ConsumerAffairs. This company is robbing me blind and has sent me an email on the 29th saying my loan was paid off, but then they told me it was a mistake. These payments are not authorized, and they called me today saying that I renewed my loan and a payment is due soon! Since Tuesday, January 18, , I have been receiving telephone calls at home and at work from a certain Mr.

I also checked my bank statements and no record of debits or any kind of transaction with ezcash. I asked them with what office or law firm they were connected with and they said Consumer Affairs and no name if any law firm. Do you have a Mr.

I could not talk with them during work hours when they repeatedly call me as it is against the policy of the workplace. I tried contacting them when I got home, but they have no more office by the time I make the call. The last time I was able to talk to Mr. He told me to bring the papers to the courthouse did not mention the location with my lawyer to prove that I am not guilty.

I was advised by my lawyer to complain to your office first before we decide on our course of action. I know I have rights against creditors calling my place of work to make my business known and the fact that they do this the whole day is harassment for me.

Thank you so much for any support, clarification and help you could give me on this matter. I feel harassed by the phone calls and since they practically call my work place the whole day, I feel embarrassed by the fact that my co workers know that they are threatening me with a lawsuit. My husband who is a diabetic and hypertensive is also affected and gets stressed making his sugar level and blood pressure go up.

I applied for a loan big mistake. It was funded and I received an email saying they would send loan papers in a separate email. The next day, my account had been cleaned out.

I was forced to close my account and immediately tried to contact them by written letters and emails, too numerous to count. Now I am in collections with no response from them at all.

Offers fast, easy online application process, and if approved customers may have funds within hours. Licensed credit provider supplies payday loans to Australian residents. Apply online and funds may be available the following business day by direct transfer. Approved loan amounts vary by applicant. Serves customers in Ohio and Indiana at over locations. Check cashing and gold buying at some locations. Easy online and mobile process. Cash advances available in as little as one hour next business day for weekend transactions.

Applications can be done online with approval within 24 hours and funds available within two business days. Offers an easy paperless application process and quick loan decisions.

If approved, funds may be available in as little as one hour. Applications approved by 6: Refers borrowers to providers for payday loans and lets you compare different options at a glance. Loan amounts vary by state and applicant credit score. Can also connect customers with lenders for business loans and more.

This company is no longer entering into new loan agreements. It has partnered with Monterey Financial to service loans. Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. Join our community to stay up-to-date with the latest reviews, recall notices, and brand recommendations. To see why, sign up below! Lauren Fix, also called The Car Coach, is an automotive and auto finance expert.

She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars. Home Finance Payday and Title Loans. Visit Website toll free number Not sure how to choose? Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations. What to consider when choosing a payday and title loan lender Top. Processing and document fees: Lenders often charge borrowers fees for the paperwork required to get the title or payday loan.

Make sure to find out what late fees are and on what date your payment will be considered late. Some lenders only offer lien-free title loans. Roadside assistance program fees: Some lenders offer a roadside assistance program for people who have a title loan, and many companies require this program, charging a fee for it. Payday lenders charge a finance fee upfront, which you include on your post-dated check.

If you roll your loan over for an extended period, you will be charged this initial finance fee plus an additional finance fee. The fee will continue to grow until you finally pay off the full amount of the loan. Lenders are required to tell borrowers the exact APR being charged to the loan before the borrower agrees to the terms of the loan.

Extra requirements All title loan borrowers must repay the amount of money they owe, pay interest, surrender their car title and pay fees. This box also allows the lender to shut the car off if you fail to pay your monthly payment. This device can locate the vehicle and help the lender reclaim that collateral. Many borrowers are asked to surrender a copy of their car keys to the lender when they take out a title loan.

If you have a wireless key fob, they may hold one of those as collateral. There are, however, some standard requirements you must meet in order to qualify: Without it, lenders have no way to know if you can repay them and are significantly less likely to offer you a loan.

You need a checking account to write a check for your payday loan, and there are penalties if your check bounces when the lender tries to cash it. You will need to provide a clear title when you apply for a title loan that is in your name.

A lien release may be required to be presented with the title to process a loan. You will need to provide some valid form of address, such as a recent utility bill or bank statement, for both payday and title loans. The lender will run your credit report to see if the agreement makes financial sense for both parties. Even lenders that offer loans for people with bad credit will usually need to see some credit history.

Your loan options and APR may be impacted by your credit score. Maximum loan amount Title loans are a quick way to get money, but the amount of money a borrower can access is usually very limited. Payday loans can be for any amount, but they are traditionally only written in the amount of one full paycheck or less so borrowers will have the money in their account when their check is cashed. Length of loan Title and payday loans are short-term loans, meaning borrowers get the money quickly but also have to pay back the amount they owe with interest in a limited amount of time.

A common amount of time allowed for title loan repayment is 30 days. Some lenders may give you another 30 days if you cannot pay on time. Many of the callers had strong foreign accents. Kevin said he was from a company called Cash 4 You, which was unconnected to eTaxLoan. By this point, I was wholly confused. ETaxLoan had said it was a secure site, but now, many different companies had my application — and, presumably, my personal information.

It turns out there's a huge online bidding process for such loans. ETaxLoan isn't a lender at all, but something called a lead generator. It finds potential customers, then passes them on. When I tried to contact eTaxLoan to learn more, I might as well have been looking for the holy grail. The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls. The site lists an address in Delaware — but the company isn't at that address.

I spent days trying to find the company's physical location, without success. But eventually, I did find someone willing to talk about the business. Murray says his company — not unlike eTaxLoan — is really a marketing firm.