Stopping unwanted phone calls and text messages

A reader posed the following question on our blog recently:. I'm glad for stumbling across your comment. Except for the Do Not Call Registry. I am wasting their time, not mine, I can do the dishes, paint walls do laundry … Why, because time is money. Can you share any details on efforts by QL to use any of these comments to change the policy and process of mining customers?

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You took out a payday loan at some point in the past few years. You then defaulted on the scheduled payment. While the calls to friends and family might not stop, you can end the calls to. May 07,  · PayDay Loan Calls coming in randomnly..???? What gives???? So today, I've been getting phone calls out of the blue all day long, ever since 9am this morning I have been getting calls from various phone numbers that look to be US phone numbers but I personally think they're not and they are scams. I have not done any online payday loans in a long time, the. How to Stop Unwanted Phone Calls. Is someone calling you at all hours, harassing you at work, or threatening you over the phone? A man with a heavy accent said he was a lawyer calling about a payday loan I hadn’t paid. Since I didn’t have a payday loan, I ignored the call. after I asked the voice on the other end to stop contacting.

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Check them out and see if the number is on the list:. The next time I got a call, I asked the voice on the other end to stop contacting me. When he ignored me, I asked to speak to a supervisor.

When you ask not to be contacted, get the name of the person you are speaking to and write down the time and date of the call. This information might come in handy if you have to seek outside help to stop the calls.

To head off any potential problems, tell your supervisor about the problem up front. In my case, after I asked the voice on the other end to stop contacting me, the calls stopped for three days.

I mistakenly thought this meant the nightmare was over. What I should have done was immediately write a letter to the debt collectors asking them not to contact me further. Under the Fair Debt Collection Practices Act you have the right not to be called by debt collectors, regardless of whether you owe the debt. If you write a cease and desist letter to a debt collector, he is legally obligated to stop contacting you.

Below is a sample letter you can use:. Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.

Civil and criminal claims will be pursued. After three days, the calls started again with a vengeance. The number would call six to 10 times times a day, despite everything I had tried. Fed up, I contacted my wireless provider. I told them that I was being harassed, and gave them a list of every number the faux law firm had used. My wireless provider blocked the numbers from calling me immediately and the calls stopped.

Both wireless and land-line providers have the ability to block incoming calls from specific phone numbers. Contact your provider and ask to have the number blocked. I chose not to pursue this option, but you have the right to sue the company harassing you and you may even get free legal assistance.

In Abused by a Debt Collector? Get a Free Lawyer we spoke with attorney Craig Kimmel. The lawyer will hear your story free and then decide where to go from there. After I blocked the numbers, the calls stopped and I left it at that, but I later found out I could have reported the scam to the authorities and listed the information online.

At Stop My Payday Loans, our mission is to consolidate your payday loans and finally get you back control of your paycheck. Specialists will help to eliminate your current payday loans. No other company does this. A Stop My Payday Loans payday representative will create a personalized payday relief program unique for your situation.

In these trying economic times millions of Americans are facing serious challenges with payday debt. Stop My Payday Loans will partner you with specialists in your state to eliminate all of your payday loans. If qualified, your loans will be consolidated into one, low monthly payment. The specialists will then negotiate and settle with your payday lenders to eliminate the payday loans.

It includes a recording of an actual call made by one of these scammers to a consumer. Listen online here , download the podcast here , or listen on iTunes.

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